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When you’re dealing with foreclosure or a short sale, uncertainty is often the hardest part. Below are answers to the most common questions we receive from homeowners, real estate professionals, and attorneys.
Frequently Asked Questions
We are a national short sale negotiation and processing team. We work directly with lenders to help homeowners, real estate professionals, investors, and attorneys resolve distressed real estate situations through structured short sale solutions.
Yes. We work with lenders across the country and support homeowners and professionals in every state.
Always. Your situation is handled discreetly, and your information is never shared outside the parties required to process the file.
No. Our service is free to homeowners. You do not pay us out of pocket, and there are no upfront fees. Our fee is paid by the buyer at closing.
A short sale can affect your credit, but it may be less damaging than foreclosure. Foreclosure can remain on your record for up to 7 years. With a short sale, many homeowners are able to begin rebuilding sooner and may qualify to purchase again earlier than they would after foreclosure.
No. Homeowners pay $0 for our short-sale services. There are no upfront fees and no out-of-pocket cost to work with our team.
Once you’re working with us, our team becomes your primary point of contact with the lender, and we handle the ongoing communication, paperwork, and negotiation on your behalf. Many homeowners feel real relief once someone else is managing that conversation. This doesn’t eliminate every lender communication by law, but it means you’re not navigating those calls and letters alone.
In some cases, lenders can pursue the remaining balance after a short sale through what’s called a deficiency judgment. Part of our negotiation process is working to secure a deficiency waiver whenever possible, so you’re not left owing money after closing, but outcomes depend on your lender, loan type, and state law. We’ll walk you through what’s realistic for your specific situation.
Every file is different, but many short sales take several months from start to finish. Our team manages the documentation, lender communication, follow-up, and process details so you are not handling it alone.
Typically proof of income, recent statements, a hardship explanation, and the listing paperwork. We tell you exactly what your lender requires and chase anything missing.
Experience and results. We’ve built trusted relationships with major banks. Plus, our unique system guarantees agents real listings—not just leads—backed by a money-back promise.
No. Our service is free to homeowners. You do not pay us out of pocket, and there are no upfront fees. Our fee is paid by the buyer at closing.
Every file is different, but many short sales take several months from start to finish. Our team manages the documentation, lender communication, follow-up, and process details so you are not handling it alone.
It’s straightforward: if you don’t receive the guaranteed client(s) included with your package, you’ll get a 100% refund—no fine print, no runaround.
With Mr. Short Sale, you get end-to-end handling of your short sale. Thanks to our direct relationships with banks, negotiations move efficiently and smoothly. We also coordinate every required third-party service to ensure the transaction closes without extra hassle on your end
Yes. Commission is negotiated as part of the lender approval, and we advocate for it on your behalf.
That is exactly the arrangement most agents want. You keep the client relationship and the listing; we handle the lender.
Yes. We coordinate with counsel so the short sale and the filing do not work against each other.
We do — with lender-ready documentation, compliant processing, and experienced communication from submission through approval.
You don't have to carry this alone.
Whether you are seeking guidance for yourself or support for a client, we are here to help you understand your options and move forward with confidence.