Built on empathy. Driven by results.
Cristina Gaspar
President
Cristina Gaspar built Mr. Short Sale after seeing too many homeowners fall into foreclosure without ever understanding they had another option.
She recognized that families were not losing everything because they were irresponsible. They were losing everything because they were uninformed, overwhelmed, and out of time.
Her work is rooted in the human side of financial distress: the shame people carry, the fear they hide, and the urgent need for a clear path forward.
As President of Mr. Short Sale, Cristina leads the process where outcomes are won or lost: lender communication, documentation, compliance, negotiation, and execution.
She brings both compassion and precision to a process where one missed requirement can change a family's future.
For Cristina, the mission is deeply personal: to help Americans avoid the financial devastation of foreclosure with dignity, strategy, and expert guidance.
JD Summa
CEO
JD Summa is the strategic force behind Mr. Short Sale's growth, scale, and operational excellence. A proven entrepreneur, investor, and business leader, JD has built high-performing companies across real estate, construction, development, and finance. He brings the discipline, urgency, and execution required to operate in a category where pressure is high and precision matters.
As CEO of Mr. Short Sale, JD has helped turn a deeply personal mission into a national solution for homeowners facing one of the most consequential financial moments of their lives. His leadership ensures the company is not simply compassionate, but built to perform, with systems, standards, and a team capable of navigating complex lender negotiations at scale. For JD, saving Americans from the financial devastation of foreclosure requires more than good intentions; it requires expertise, accountability, and relentless execution.
Serious situations require serious expertise.
Mr. Short Sale was built to help homeowners avoid the financial devastation of foreclosure, not with false hope, but with strategy, urgency, and a team that knows how to move complex short-sale files through the system.
A short sale does not mean keeping the house. It means protecting your future from the deeper consequences foreclosure can leave behind: damaged credit, housing barriers, possible debt exposure, and years of financial fallout.
We work directly with lenders, manage the documentation, follow compliance requirements, negotiate the file, and guide the process from start to finish, at no cost to homeowners or realtors.
Our fee is paid by the buyer, so families can get expert help without adding another burden to an already difficult situation.
Human First
Behind every file is a family facing one of the hardest financial moments of their lives. We lead with compassion, but we never confuse compassion with guesswork.
No Cost to Homeowners or Realtors
Our service does not add to the homeowner's financial burden or reduce the realtor's commission. We are paid by the buyer, not the homeowner or agent.
Compliance-Driven Expertise
Short sales are lender-specific, documentation-heavy, and unforgiving. We manage the paperwork, deadlines, compliance requirements, and negotiations from start to finish.
Built for Results
When foreclosure is on the line, experience matters. Our team brings the urgency, precision, and bank-direct negotiation expertise needed to move the file forward the right way.
The Details Determine The Outcome
Short sales are not won with promises. They are won through timing, documentation, lender communication, compliance, and the discipline to move a file correctly from the start.
No Cost to Homeowners
Homeowners do not pay us for our service. Our fee is paid by the buyer, so families can access expert short-sale support without adding another financial burden.
Realtor-Aligned
We work alongside the realtor, not around them. The agent keeps the relationship, keeps the listing, and keeps their commission while our team handles the short-sale process.
Compliance-Driven
Every lender has rules. Every file has deadlines. We manage the documentation, requirements, communication, and compliance details that can determine whether a short sale moves forward.
Lender Negotiation Expertise
This is specialized work. Our team negotiates directly with lenders, pursues available deficiency waivers and relocation assistance when possible, and builds each file with urgency and precision.
Frequently Asked Questions
Experience and results. We’ve built trusted relationships with major banks. Plus, our unique system guarantees agents real listings—not just leads—backed by a money-back promise.